Medicare is a government-run health insurance program in the United States that is available to people who are 65 years of age or older, as well as to some people with disabilities. It also offers benefits to people with end-stage renal disease. Medicare is divided into different parts that cover different types of medical services, such as hospital care and outpatient medical care.
How does Medicare work?
Medicare works by providing health insurance coverage to eligible individuals. Medicare beneficiaries are required to pay a monthly premium for Part B of Medicare, which covers outpatient medical services, and may choose to pay an additional premium for Part D of Medicare, which covers prescription drugs. Beneficiaries can also choose a Medicare Advantage plan instead of original Medicare coverage. Medicare Advantage plans are offered by private insurance companies and may offer broader coverage than original Medicare.
Ask an insurance agent for help
An insurance agent can help you get Medicare if you are eligible and are looking to obtain Medicare coverage. The agent can help you understand the different parts of Medicare and how they work, and can help you compare Medicare Advantage plans and choose the one that best fits your needs and budget. The agent can also assist you with enrolling in a Medicare plan and answer any questions you may have about your coverage.