Dental insurance is a type of health insurance that covers the cost of dental care, including things like routine checkups, cleanings, and procedures like fillings, crowns, and extractions. It can help to pay for some or all of the cost of these services, depending on the specific policy. Some dental insurance plans also cover preventive care, such as fluoride treatments and sealants, to help prevent tooth decay and other dental problems.
The benefits of dental insurance can vary depending on the specific plan you have chosen, but in general, dental insurance policies can offer the following benefits:
They help to cover the cost of dental care, making it more accessible and affordable.
They can cover a wide range of dental services, from routine checkups and cleanings to more complex procedures like fillings, crowns, and extractions.
Some plans also cover preventive care, such as fluoride treatments and sealants, which can help to prevent tooth decay and other dental problems.
Most dental insurance plans have annual benefit limits, which means there is a maximum amount that the insurance company will pay each year. This can help to control your costs.
Some dental insurance plans also offer coverage options for orthodontic care, which can help to cover the cost of devices such as braces and retainers.
Overall, dental insurance is designed to help make dental care more affordable and accessible for people who need it.