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Protection, opportunity and culture in one 360° vision.
We guide families with clear insurance solutions and develop agents through training, conventions, recognition and a community that does things differently.
Welcome
Welcome to Febres 360°
An ecosystem of insurance, sales development and local presence that helps families, agents and teams move forward with clear guidance.
Family protection
Health, life, dental, vision, final expense and supplemental coverage explained in context.
Sales development
Training, mentoring, conventions and recognition for agents and subagencies.
360° presence
National service, an Orlando base and a Puerto Rico operation with its own identity.
Policies
Coverage to protect every stage of your life.
Each page explains what we review, who it may help, common questions and the next step to request a quote with an advisor.
Health Insurance
Health plans, ACA/Obamacare, provider networks, prescriptions and life changes.
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Life Insurance
Financial protection for your family, debts, income and legacy.
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Dental and Vision
Benefits for cleanings, treatments, eye exams and preventive care.
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Final Expense
Coverage for funeral, cremation, arrangements and immediate expenses.
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Supplemental Insurance
Accidents, hospitalization and benefits that help with out-of-pocket expenses.
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Cancer and Heart
Lump-sum benefits for covered diagnoses.
View detailsOur partners
Companies we work with.
More options to find protection that fits your needs.
Availability depends on the state, product and each company's requirements.
The Febres ecosystem
Brands built around protection, mindset and growth.
Febres 360°, Febres 360° Puerto Rico, The Winners Mindset and The Winners Mindset Life Division work together as one cultural and commercial platform.
Febres 360°
Insurance, sales culture and agent development.
Febres 360° Puerto Rico
A local presence in Ponce with its own identity.
The Winners Mindset
Mindset, training and leadership for sales teams.
The Winners Mindset Life Division
A division focused on life protection and sales growth.
The team behind the Febres culture.
Leadership, operations, training, data and life insurance specialists working toward a shared vision of growth.
Guillermo Febres
Febres 360° Founder & CEO
Joseph Gonzalez
The Winners Mindset Co-Founder
Benyris Guzmán
Vice President of Operations and HR
Edrick Lugo
The Winners Mindset Manager
Fabian Febres
Accounting & Legal Advisor
Nathaly Colmenares
Team Manager
Rafael Martínez
Insurance Specialist & Sales Trainer
Vero Alarza
The Path to Success Trainer
Noiralyh Avila
Data Management
Aristides Gil
Life Insurance Specialist & Trainer
Agent Development
Training, conventions and a culture that accelerates production.
Febres 360° supports agents and subagencies with commercial structure, field support, recognition and real spaces to learn, execute and grow.
Stellar Services
Why agents love us: structure, access and support without losing the human side.
- Top contracting with 60+ carriers
- Resources and support for agents
- MGA & GA contracts available
- Rapidly paid commissions
- Enrollment advocacy with carriers
- Bilingual Support Specialists
Top Products
A portfolio built for real conversations with families, individuals and business owners.
- Individual & Family Health Insurance (ACA)
- Medicare Insurance Plans
- Group Health Plans for small business
- Short-Term Medical & Supplemental
- Life & Annuity Plans
- Travel Health Insurance Plans
Terrific Training
Live sessions, recorded webinars and in-person experiences help agents keep growing.
- Virtual training and in-person events
- ACA, Medicare, life and group health education
- Access to enrollment platforms
- Customized marketing materials
- Recorded webinars available on demand
National Support
Support for independent agents and agencies ready to grow life and health insurance production.
- Support across the U.S. and Puerto Rico
- 15+ years of relationship-driven growth
- Thousands of agents and partnerships supported
- Experienced leadership and back-office guidance
- Resources to support every step
Training for your next stepFebres 360° Academy
The Path To Success
Build a strong foundation for your insurance career. Explore the academy and its training for aspiring health and life insurance professionals.
- 01Licensing preparation
Guidance and study for health and life insurance.
- 02Learning resources
Materials, guides and supporting educational content.
- 03Sales development
Training to strengthen your sales skills.
Explore training and apply through our Academy.
Official channel
Febres Talk Today and content for insurance producers.
A hub for episodes, training, interviews and conversations that strengthen the Febres sales culture.
55+ videos
Talks sales and leadership
Training content for insurance producers
Our experience
Experience behind the Febres vision.
Experience, reputation and regional presence in one place to understand the agency's reach.
Febres 360° Puerto Rico
A Puerto Rican office with local service and a 360° vision.
From Ponce, Febres 360° Puerto Rico connects clients and producers with local service, a team culture and sales support that reflects our growing brand.
33 Av. Roosevelt, Ponce
(787) 362-1669
Management@febres360pr.com
- Service for clients seeking clear guidance.
- Development for agents and subagencies in Puerto Rico.
- Local identity connected to the Febres 360° community.
Google Reviews
Trust grows through teamwork.
Community feedback on the Febres 360° Google listing in Orlando.
4.9 / 5
57 Google reviews
Real people. Shared experiences.
Read the full reviews, their dates and experiences with our team.
Read all reviews on Google“An excellent team of professionals and a top-tier broker.”
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“An agency that takes you into account”
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“Each event surpasses the previous one!”
Read review on Google ↗
Rating and review count checked on September 26, 2026. They may change; check Google for current information. Translated excerpts reflect individual community experiences.
Official social channels
The Febres 360° community is on social media too.
Follow the agency's official channels for posts, events, training and community news.
Education and news
Learn before you decide.
Health, life, dental and supplemental insurance. Clear guides based on official sources.
News · ACA 2027
ACA 2027: what you can prepare now
HealthCare.gov says 2027 applications open on November 1. Prepare your income estimate, doctors and medications before comparing plans.
Prepare for my next coverage
HealthHow to compare health insurance beyond the premium
A practical guide to comparing provider networks, prescriptions, deductibles, copays and total costs before choosing coverage.
Read guideDentalDental insurance: five things to compare
Compare provider networks, annual maximums, deductibles, waiting periods and treatments before enrolling.
Read guideSupplementalSupplemental insurance: what it adds to your protection
Understand accident, hospital and specified illness coverage, and how to compare it alongside your health insurance.
Read guideNext step
Talk with Febres 360° today.
Tell us whether you need coverage, help with a policy or information about joining our team. An advisor can help with your next step.
Get a free quote with Febres 360°
Share your contact details so we can start a conversation and better understand what you need.